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Mary King

Mary King
Coldwell Banker Village Green
Windham, NY 12496 AND Rhinebeck, NY 12572

Member Coldwell Banker International Presidents Circle*

845.876.4535 Office
518.734.4200x100 Office
518.965.0600 Cell

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*Top 5% all Worldwide Coldwell Banker agents
Visit my Facebook page at www.facebook.com/countryhomes4u

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Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.

It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.

Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the dream home requires it.

Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:

  • What type of market are you in? Are the interest rates falling or rising?
  • Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
  • What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?
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Mary King,GRI
NY State Lic. Associate Real Estate Broker
Facebook page: www.facebook.com/www.countryhomes4u
www.villagegreenrealty.com

A TOP PRODUCER 
MEMBER COLDWELL BANKER INTERNATIONAL PRESIDENTS CIRCLE, 2018
(Top 5% all international agents)
Phone: Cell:518.965.0600 - USE THIS!
Office: 845.876.4535
Office: 518.734.4200x100

Email:maryking285@gmail.com
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Testimonials

"If you are not using Mary King you are wasting your time, money and energy. We lost 3 years with other brokers before hiring Mary and once we did, house was SOLD. As soon as she put it on the market, she was able to get showings. Mary patiently walked us though the right price, what improvements to make and was very fair yet firm about what sells in the area. Highly recommended!" trandesfirescu
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